Commercial Lending Assistant

The Lending Assistant provides administrative support to the Market President and Relationship Managers. Assists in providing support with the originating, documenting and closing of commercial and consumer loans.

ESSENTIAL FUNCTIONS

1. Works closely with the Market President and Relationship Managers to prepare loan packages for approval including, but not limited to, gathering of financial information, obtaining credit reports, ordering flood certifications, and title commitments. Also coordinates with outside counsel in loan documentation preparation as needed.
2. Assists the Market President with market related administrative matters as needed.
3. Keys certain loan information and data into the Bank’s loan platform system.
4. Reviews prepared loan documents to verify accuracy and completeness. Explains any necessary changes as needed to the Loan Documentation Specialist.
5. Assembles and forwards closed loan packages to Loan Operations for recording.
6. Keeps abreast of commercial and consumer compliance, policy and regulatory lending requirements.
7. Communicates with customers, attorneys, Market President and/or Relationship Managers to establish loan closing dates and coordinates settlements.
8. Properly handles disbursements of loans in accordance with the Bank’s standards.
9. Assists Market President and Relationship Managers in collection and clearing of loan exceptions.
10. Assists Market President and Relationship Managers with the collection of delinquent loan accounts.
11. Assists Market President and Relationship Managers with Asset Quality reporting.
12. Coordinates or directly resolves customer loan inquiries as requested by the Market President and Relationship Managers to ensure adherence to the high customer service standards expected at American National Bank.
13. Maintains a thorough knowledge of all American National Bank products, services, procedures, policies and appropriate regulatory issues relating to daily job functions including but not limited to: Bank Secrecy Act; Privacy; Fair Lending; Regulation E; deposit, transaction and loan accounts.
14. Normal office working environment with moderate noise level.
15. Must be able to drive and possess a current driver’s license.
16. Customer confidentiality: Never reveal or divulge customer information to anyone outside the Bank.
17. Perform other duties as assigned.

PM21

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Requirements:

1. The physical demands described here are representative of those that must be met by an associate to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable qualified individuals with disabilities to perform the essential functions.
2. While performing the duties of this job, the associate is regularly required to speak, hear, sit, walk, stand and drive.
3. The associate must occasionally lift and/or move up to 25 lbs.
4. Specific vision abilities required by this job include close vision, color, and the ability to adjust focus.

REQUIRED SKILLS

1. Strong organizational and analytical skills
2. Strong verbal and written communication skills
3. Ability to handle multiple high level priorities under demanding time constraints
4. Ability to work in a team environment with a positive attitude and strong desire to learn and grow
5. Excellent customer services skills a must
6. Knowledge of loan policies and regulations essential
7. Must be proficient with computers in general, including Microsoft Word, Excel and Outlook

EDUCATION AND EXPERIENCE

1. Associates Degree or equivalent related experience required
2. Two or more years previous experience as a Paralegal, Lending Assistant, Loan Operations/Documentation Specialist or equivalent related experience required
3. Notary public certification or ability to obtain notary public certification required
4. Previous experience with lending compliance and banking regulations required
5. LaserPro and other banking software experience preferred
6. Current NMLS SAFE Act Registration or the ability to be registered within 30 days required

The above statements are intended to describe the general nature and level of work performed by people assigned to this classification. They are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required of personnel so classified.

American National Bank and Trust Company is an equal opportunity employer. All applicants will be considered for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran or disability status.