HMDA Compliance Analyst I

The HMDA Compliance Analyst I will assist the Bank in its responsibilities under HMDA, including by gathering, reviewing, and preparing data and information for the HMDA LAR.

• RENASANT BANK IS AN EQUAL OPPORTUNITY EMPLOYER***

Responsibilities

• Review and log information from loan systems containing HMDA-covered transactions (generally dwelling secured consumer loans and dwelling secured commercial loans with certain purposes)
• Verify and maintain the accuracy of the mortgage division’s Regulation C (Home Mortgage Disclosure Act) information
• Review and correct, if needed, information on each loan pertaining to the Regulation C
• Communicate with mortgage lending personnel, as needed, regarding any Regulation C issue/exception
• Utilize reports as needed for identifying HMDA-covered transactions and/or transactions requiring review or verification
• Utilize checklists, log sheets, or other such documents to gather and verify data points required by Regulation C or the Bank’s processes related to Regulation C
• Assist the HMDA Manager, HMDA Senior Analyst or Compliance Officer as needed with daily work requirements
• Other related duties as assigned

Qualifications

• High school diploma or equivalent
• Combination of organizational, credit and communication skills
• Good basic computer and data entry skills
• Working knowledge of microsoft office suite of products including outlook, word, and excel
• Good reasoning skills
• Ability to deal effectively with the personnel of other departments within the bank

Physical Demands

The physical demands described are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is frequently required to stand or sit; kneel, stoop, or squat; use hands or fingers to handle or feel objects, tools or controls; reach with hands and arms, and talk or hear. The employee is occasionally required to walk. The employee must occasionally lift and /or move up to 25 pounds. Specific vision abilities required by this job include close vision, peripheral vision, depth perception and the ability to focus.

Work Environment

The Bank’s professional working environment requires employees to communicate effectively, both verbally and in writing. Employees must demonstrate strong interpersonal skills when working closely with internal business partners and external clients. Employees may be exposed to confidential and propriety information within the working environment, therefore, must uphold confidentiality at all times. Due to the possibility of being exposed to high risk situations (i.e. robbery), detailed instructions and procedures are required to be followed at all times to safeguard the Bank’s employees, customers, and assets.

The above is intended to describe the general content of and requirements for the performance of this job. It is not to be construed as an exhaustive statement of duties, responsibilities, or requirements. The principal duties and responsibilities enumerated are all essential job functions except for those that begin with the word “May”.

This job description is intended to describe the normal level of work required by the person performing the work. The principle duties outlined are the essential responsibilities and duties. Other duties may be assigned as needs arise.

This description is not intended as a contract and is subject to change. Any written contractual agreements supersede this job description. All requirements may be modified to accommodate physically or mentally challenged staff members reasonably.