Silicon Valley Bank
Be Part Of a Bank Like No Other.
When you work with the world’s most innovative companies, you know you’re making a difference.
Our clients are the game changers, leaders and investors who fuel the global innovation economy. They’re the businesses behind the next medical breakthroughs. And the visionaries whose new technologies could transform the way people live and work.
They come to SVB for our expertise, deep network and nearly forty years of experience in the industries we serve, and to partner with diverse teams of passionate, enterprising SVBers, dedicated to an inclusive approach to helping them grow and succeed at every stage of their business.
Join us at SVB and be part of bringing our clients’ world-changing ideas to life. At SVB, we have the opportunity to grow and collectively make an impact by supporting the innovative clients and communities SVB serves. We pride ourselves in having both a diverse client roster and an equally diverse and inclusive organization. And we work diligently to encourage all with different ways of thinking, different ways of working, and especially those traditionally underrepresented in technology and financial services, to apply.
The Credit Solutions team is responsible for managing and developing credit relationships with clients and prospects. The team leads the deal structuring and due diligence process partnering with the Healthcare and Technology Banking Teams on the delivery and negotiation of solutions and is responsible for proactive, robust portfolio management including maintaining credit quality.
The Senior Associate conducts due diligence and supports the structuring and delivery of credit solutions through underwriting new loans, Cash Management requests, renewals, and credit actions related to modifications or changing risk. Supports the overall lending process on new deals and modifications to existing deals, from initial analysis through documentation and closing. Reviews and analyses information and opines on clients’ performance and compliance status, changing level of risk and broader trends in portfolio. Utilizes critical thinking skills in supporting VP’s and Directors/MD’s on both recommendations and actions pertaining to pipeline and portfolio management. Robustly completes portfolio management activity with practices that meet SVB policies/procedures in terms of timeliness, completeness, consistency and accuracy. Handles client needs by interacting with appropriate internal and external stakeholders. Develops expertise in SVB’s loan types and markets.
Qualifications
Track record of excellent commercial/corporate credit skills.
Credit analysis and accounting experience.
Able to contact established clients, under guidance from the Director/MD or Vice President.
Ability to excel in a dynamic environment
Ability to lead simultaneous assignments and produce results in time-sensitive circumstances.
Ability to take ownership of and drive processes, but also knows when to escalate or engage others
Works collaboratively with internal and external partners
Skilled at analyzing data to support and improve business decisions
Capable of financial modelling and analysing management accounts.
Able to produce a high-quality draft credit memo and leverages resources to support and verify reasoning.
Able to quickly dissect large amounts of information and identify key focus areas, risks, issues and questions.
Confident in prioritising workload, raising any issues and coordinating with colleagues to ensure all requests and deadlines are met
© 2021 SVB Financial Group. All rights reserved. SVB, SVB FINANCIAL GROUP, SILICON VALLEY BANK, MAKE NEXT HAPPEN NOW and the chevron device are trademarks of SVB Financial Group, used under license. Silicon Valley Bank is a member of the FDIC and the Federal Reserve System. Silicon Valley Bank is the California bank subsidiaEqual Employment Opportunity
Silicon Valley Bank is an equal opportunity employer and is dedicated to expanding its commitments and investments to create a more diverse, equitable and inclusive company culture and innovation ecosystem. We are strongly committed to the values and policy of equal employment opportunity across our employment practices.
Silicon Valley Bank is registered in England and Wales at Alphabeta, 14-18 Finsbury Square, London EC2A 1BR, UK under No. FC029579. Silicon Valley Bank is authorised and regulated by the California Department of Business Oversight and the United States Federal Reserve Bank authorised by the Prudential Regulation Authority with number 577295 and subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details about the extent of our regulation by the Prudential Regulation Authority are available from us on request.ry of SVB Financial Group (Nasdaq SIVB).
To apply for this job please visit svb.wd5.myworkdayjobs.com.