Senior Commercial Finance Manager

Nature of Work:

• Drive finance business partnering which enhances the understanding of the senior management teams of their key financial performance drivers and business performance issues
• Support the Business Units (BU) to make timely, strategically aligned, and value-maximizing decisions through multi-dimensional analysis within relevant financial and operational business scenarios
• Ensure the viability of business cases and promotions. Drive ROI culture through robust pre-and post- business case evaluation
• Perform and provide channel/use case P&L analysis to management and BUs (financial modeling and scenario analysis).
• Perform growth analysis to support forecast and ongoing business performance – market, pricing, volume, and initiatives
• Drive gross margin enhancement through net revenue management pillars (pricing, active mix, trade spend & business case management)
• Drive profit through the use of financial principles and managing operating expenses with budget owners
• Work with BU leadership teams in the preparation of plans/budgets/forecasts and ensure alignment with management expectations
• Track forecast accuracy and build a culture of proactivity and continuous improvement
• Ensure commercial controls are in place for sales-related processes
• Implement management monitoring and compliance on commercial terms
• Conduct commercial analysis to pinpoint issues to the management team to help drive action plans including business opportunities, risk, and mitigation plans
• Lead financial evaluation of significant business opportunities to provide a long-term perspective of the impact on business profitability
• Provide business environment/ competitor analysis (at product level) to the BUs and senior management teams.

QUALIFICATIONS:

• Graduate of Management, Finance, Accounting or equivalent course
• Seasoned expertise in commercial finance, preferably in a digital bank or financial service industry
• Preferably a CPA or CFA
• Excellent financial modeling skills
• In-depth knowledge of bank products
• Good communication/ collaboration skills