Non- Delegated Government Mortgage Underwriter III

Non- Delegated Government Mortgage Underwriter III

Location:

Remote – CA (Southern)

What You’ll Do

A Government Mortgage Underwriter III is responsible for underwriting Government Loans, specializing in VA and FHA. Additionally, will have the ability to underwrite conventional loans (Conforming, Conforming-High Balance) by reviewing the credit, capacity and collateral characteristics of loan files to ensure it meets company and investor quality standards.

Job Description

What we are looking for:

• Manage individual pipeline on a daily basis by completing VA, FHA, and Conventional loans simple and complex Underwriting Reviews, Conditions Reviews and other Underwriting Tasks within established turn times
• Identify any document deficiencies, request additional information and/or documentation from Clients as needed
• Expert ability to navigate and interpret all agency and company guidelines
• Assist other department personnel in interpreting underwriting guidelines, update loan status and complete all necessary tasks assigned to loan.
• Contact clients to provide updates and clarification on outstanding conditions and deficiencies identified on loans
• Other duties as assigned

Qualifications

Essential Skills:

• Must have VA SAR ID
• Must have FHA Direct Endorsement (CHUMS ID)
• Loan quality and risk management
• Knowledge of current VA and FHA guidelines and requirements (FHA Connection and LGY Hub)
• Knowledge of FNMA and FHLMC guidelines
• Proficiency with automated underwriting systems such as Desktop Underwriter and Loan Product Advisor
• Excellent Customer/Client service skills
• Ability to work in a fast paced production environment
• Self-starter, self-reliant, dependable, ability to work within and meet specific time constraints
• Excellent written and verbal communication skills
• Prioritization and Time Management skills
• Ability to learn and adapt to guideline changes

Minimum Experience/Education

• 5+ years mortgage industry experience, with 3 years’ recent frontline underwriting experience, in a wholesale or retail lending environment experience specializing in VA and FHA.
• College degree preferred but not required
• Ability to communicate effectively and professionally
• Basic proficiency in Microsoft Office products (Excel, Word, etc.)
• Encompass LOS experience preferred
• Project management experience preferred

Benefits You’ll Love

We offer all the important things you’d want — like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. In addition, you’ll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your career!

About The Company

AmeriHome Mortgage is a Western Alliance Bank company. Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. Alliance Bank of Arizona, Alliance Association Bank, Bank of Nevada, Bridge Bank, First Independent Bank, and Torrey Pines Bank are divisions of Western Alliance Bank; Member FDIC.

Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email [email protected] or call 602-386-2488. When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process.

© Western Alliance Bancorporation