Mortgage Loan Officer

Position Overview

The Mortgage Loan Officer is primarily responsible for proactively developing and maintaining a network of Realtors and other sources of business through outside sales efforts in order to originate quality residential mortgage loans in accordance with Old Second policies and procedures.

Essential Job Functions

• Proactively source and originate new mortgage loans by spending at least 50% of work time on outside sales activities.

• Customarily and regularly engage in making and soliciting loan sales and conducting sales related activities outside of Old Second locations.

• Establish referral source relationships for a steady flow of loan volume from real estate brokers and other external sources.

• Take applications, conduct preliminary reviews, submit loan applications to processing and underwriting for approval.

• Ensure customer satisfaction by maintaining thorough knowledge of lending programs and by maintaining consistent and thorough communication with involved parties throughout loan process.

• Identify and participate in appropriate community and or business groups to develop and maintain business relationships.

• Work closely within assigned branch(es) to obtain and close internal referrals.

Qualifications

• Demonstrated sales ability and experience marketing to real estate community

• Experience originating conventional and government single family and multi-family (1-4) residential loans

• Knowledge of government regulations and secondary market standards

• Self motivated, high energy, and excellent organizational and follow up skills

• Thorough knowledge of lending regulations, conventional and/or government loan regulations and compliance

Old Second National Bank is an Equal Opportunity Employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, or national origin.