Puls
Puls Project is on the verge of an exhilarating journey. Our mission is to create the entire financial world in one platform for German small to midsize enterprises and entrepreneurs, across all sectors and industries. We are building a platform that will enable the client to have money, where the client needs it just at the right time when they need it. The aim is to free up their time to make sure it can be spent on growing their business, not just managing to survive. Puls connects all your bank accounts in one place, business as well as private. The client will be able to have an overview of their financial history, as well as actually get forecasting for their cash flow with that data. You will be able to make all payments in one place, instant and easy. And what if money gets tight? The future with Puls will give the opportunity to get business loans for SME without the hassle of a complicated bank checkup.
The Credit Analyst reviews bank statements, credit reports, and the Client’s own experience in order to assess the creditworthiness of a client and produce a Debtor Risk Assessment
(DRA). The candidate liaises with Underwriters in order to maintain coherence between
the DRA and the risk exposure.
The Credit Analyst is responsible for the monitoring of a portfolio of companies with large aggregation of credit risks within specified industry sectors, the candidate will:
Aufgaben
- Produce Debtor Reports demonstrating that information has been analysed, where contradictions can be evidenced, conclusions are drawn and that the recommendation to underwriters is clear and precise
- Act on and respond to DRA revision requests
- Monitor risk and update assessments upon receipt of alerts from external sources
- Review files for accurate identifiers, links and coherence of DRA to quotation
- Handle tasks out of the risk monitoring review workflow promptly
ensuring Service Level Agreements (SLA’s) are respected.
- Proactively build and maintain good working relationships with risk and information colleagues.
- Communicate to colleagues from risk and management any adverse
information which is relevant to a review of exposure.
- Gather and search for additional information (financial statement data,
professional articles, …) where required
- Ensure compliance with regulations and procedures as laid down by the Client and
external regulators
Qualifikation
- Bachelor Degree required with a concentration in Finance or equivalent or Ausbildung zum Bankkaufmann (IHK) or similar Training.
- Internship work experience (not mandatory) in the financial field desirable (Banking, financial services or credit department); specific experience conducting credit or business research is a plus)
- Excellent Computer literacy (MS Office / Excel/Internet Search)
- Nature ability and comfort with asking lead-in and follow-up questions
- Ability to work collaboratively and share information
Benefits
You will work with an enthusiastic team of smart people in the heart of Berlin – City West. Come and join us on this journey!
Get in touch with us now.
To apply for this job please visit join.com.