Mortgage Loan Assistant

We’re always looking for bright individuals to join our growing organization. As a part of the First Financial Family, we will invest in your development and provide a dynamic work environment where you’re challenged, valued and empowered every day. We strive to be the best destination for the industry’s top talent, creating a diverse, collaborative workplace that celebrates innovation and change. We are one team, working together to get things done.

Job Description

Office Location:

San Angelo, TX

SCOPE/CONTACTS: Perform all duties in a professional, accurate and efficient manner; cross‑train and back up other positions in the department. Assistant loan originators with disclosing, qualifying customers, helping other regions with questions, preparing monthly reports and any other duties needed in the loan process. Investor and Bank lending policies and procedures guide this position. Most work isn’t subject to immediate verification. Errors are serious and may result in considerable loss to the Bank. Incumbent has extensive contact on a daily basis with Bank customers, bank personnel as well as outside contact with Realtors, builders, title companies, appraisers, underwriters, and other related entities to insure a competitive product that meets the customer’s needs.

MINIMUM QUALIFICATIONS: High school graduate or equivalent and 36 months clerical/mortgage experience; college degree and knowledge of mortgage loan processing, lending procedures, FNMA, FHLMC, FHA, VA regulations and guidelines, as well as those of other loan programs offered, including legalities pertaining to such loans are preferred. Must be extremely proficient in data entry (i.e. type at least 50 WPM, 10 key by touch) and Microsoft Word. Effective communication, customer service skills, professional demeanor, accuracy, reliability, initiative, and ability to handle multiple tasks simultaneously are essential.

ESSENTIAL FUNCTIONS: Will learn and also perform the following duties, which could include, but are not limited to: assisting with audits, maintaining manuals, and staying current all regulations and guidelines associated with the mortgage department. Assist the real estate / mortgage loan officer in all aspects of the origination process. Process loan applications. Review verified information for conformity with program guidelines. Submit loans to underwriting in accordance to investor requirements. Assist in clearing approval conditions. Assist in shipping files to investors for purchase after closing. Actively participate in the Customer Service First program and support the values of the organization and follow established policies and procedures.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)