Mortgage Loan Officer

Position: Mortgage Loan Originator (Officer)

Locations: Atlanta, Macon, Savannah, Augusta, Warner Robbins, GA

Reports To: Regional Mortgage Loan Manager

Working Conditions: Normal, no adverse or hazardous conditions

Compensation: Commission

Job Group Category: Non-Exempt (eligible for overtime)

Work Hours: Hours vary

Primary Purpose

Under general supervision, the mortgage loan officer is responsible for originating new mortgage loan business for the bank by working with Realtors, Builders, past clients, and other referral partners.

Principal Duties And Responsibilities

• Solicit business from potential and existing customers (outside and inside business location)
• Interviews loan applicants and processed loan applications for both purchase and refinance transactions.
• Counsel borrowers about various loan programs.
• Assist the loan processor in gathering necessary documents from the customers to prepare for underwriting.
• Work closely with the processor and underwriter to address any items needed.
• Manages a large pipeline of loans including meeting closing deadlines, submitting loans to compliance, and making sure their pipeline meets the bank’s requirements.
• Provides and maintains a professional, business atmosphere within the organization.
• Represents the financial institution in public relations activities and community involvement.

Job Specifications

• Thorough understanding of all loan programs and closing costs
• Have a good understanding of FHA, VA, and conventional underwriting guidelines for all loan investors.
• Must be able to meet strict time deadlines and work independently under pressure
• Must be detailed oriented and able to follow set guidelines
• Possess the ability to sell oneself to potential customers and referral partners
• Excellent written and verbal communication skills

Disclaimer

The above information in this description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job.

Company: Cadence Bank

We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, age, sex, sexual orientation, gender identity, disability, veteran status, genetic information or any other status protected under applicable local, state or federal nondiscrimination laws.